Privacy Policy

We use the personal information we collect for various legitimate business purposes:

• Service Delivery: To respond to your inquiries, provide consultations, and deliver the financial analysis services you request
• Communication: To send you important updates, newsletters, and marketing communications that may be of interest to you
• Website Improvement: To analyze usage patterns, identify technical issues, and enhance website functionality and user experience
• Legal Compliance: To comply with applicable laws, regulations, and legal processes
• Security and Fraud Prevention: To protect against unauthorized access, maintain data security, and detect fraudulent activity
• Business Operations: To maintain records, conduct business analytics, and improve our services

We process your personal information based on the following legal grounds:

• Consent: When you provide explicit consent for specific processing activities
• Contractual Necessity: To fulfill our contractual obligations when providing services to you
• Legitimate Interests: To pursue our legitimate business interests while respecting your privacy rights
• Legal Obligation: To comply with applicable legal and regulatory requirements

We do not sell your personal information to third parties. However, we may share your information in the following limited circumstances:

• Service Providers: We work with trusted third-party service providers who assist with website hosting, email delivery, analytics, and other business operations. These providers are contractually obligated to protect your data.
• Legal Requirements: We may disclose information when required by law, court order, or government regulation, or to protect our rights and property.
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.
• With Your Consent: We may share information with third parties when you provide explicit consent.

We implement comprehensive security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction:

• Encryption of data in transit using industry-standard SSL/TLS protocols
• Secure data storage with restricted access controls
• Regular security assessments and vulnerability testing
• Employee training on data protection and confidentiality
• Incident response procedures for data breaches

While we strive to protect your personal information, no method of transmission or storage is completely secure. We cannot guarantee absolute security but are committed to promptly notifying you of any data breach as required by law.

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. The retention period depends on the nature of the information and the purposes for which it is processed. When personal information is no longer needed, we securely delete or anonymize it in accordance with our data retention policies and applicable regulations.

Depending on your location, you may have certain rights regarding your personal information:

• Right to Access: You can request a copy of the personal information we hold about you
• Right to Rectification: You can request correction of inaccurate or incomplete personal information
• Right to Erasure: You can request deletion of your personal information in certain circumstances
• Right to Restrict Processing: You can request that we limit how we use your personal information
• Right to Data Portability: You can request your data in a structured, machine-readable format
• Right to Object: You can object to processing of your personal information for certain purposes
• Right to Withdraw Consent: Where processing is based on consent, you can withdraw it at any time

To exercise any of these rights, please contact us using the information provided at the end of this policy. We will respond to your request within the timeframe required by applicable law.

If you have opted in to receive marketing communications from us, you may unsubscribe at any time by clicking the unsubscribe link in our emails or by contacting us directly. Please note that even if you opt out of marketing communications, we may still send you important service-related messages.

Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have inadvertently collected personal information from a child, we will take steps to delete such information promptly.

Your personal information may be transferred to and processed in countries other than your country of residence. These countries may have data protection laws that differ from those in your jurisdiction. When we transfer your information internationally, we ensure appropriate safeguards are in place to protect your data in accordance with this Privacy Policy and applicable laws.

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make material changes, we will update the "Last Updated" date at the top of this page and may provide additional notice through our website or by email. We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information.