Terms of Service

Agreement to Terms

Welcome to Data Driven Wealth. These Terms of Service govern your access to and use of our website and services. By accessing or using our website, you agree to be bound by these Terms of Service and all applicable laws and regulations.

If you do not agree with any part of these terms, you must not use our website or services. We reserve the right to modify these Terms of Service at any time, and your continued use of the website constitutes acceptance of any changes.

Description of Services

Data Driven Wealth provides comprehensive financial analysis services through our website and direct consultation. Our services include:

Information and educational content about financial analysis approaches
Contact forms and inquiry submission features
Professional financial analysis and advisory services upon engagement
Resources and tools for financial planning and decision-making

The specific terms of any professional services engagement will be outlined in a separate agreement between Data Driven Wealth and the client.

Acceptable Use Policy

You agree to use our website and services only for lawful purposes and in accordance with these Terms. You agree not to:

Use the services in any way that violates applicable federal, state, local, or international laws
Transmit or procure the sending of advertising or promotional material without our prior consent
Impersonate or attempt to impersonate Data Driven Wealth, our employees, other users, or any other person or entity
Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the website
Use any robot, spider, or other automatic device to access the website without our express written permission
Introduce viruses, trojans, worms, or other malicious code
Attempt to gain unauthorized access to any portion of the website or any systems or networks

User Accounts and Registration

Account Creation

Some features of our services may require you to create an account. When creating an account, you must provide accurate, complete, and current information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

Account Security

You agree to:

Notify us immediately of any unauthorized use of your account
Use a strong password and keep it confidential
Take responsibility for all activities that occur under your account
Update your account information promptly if it changes

Account Suspension and Termination

We reserve the right to suspend or terminate your account at any time, without prior notice, if we believe you have violated these Terms of Service or engaged in fraudulent, illegal, or harmful activities. You may also terminate your account at any time by contacting us directly.

Service Availability and Modifications

Service Uptime and Maintenance

We strive to maintain high service availability, but we do not guarantee uninterrupted access to our website or services. The website may be temporarily unavailable due to maintenance, updates, or technical issues. We will make reasonable efforts to minimize disruption, but we are not liable for any downtime or interruption of service.

Service Modifications

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time, with or without notice. This includes changes to features, functionality, pricing, and availability. Your continued use of the services following any modifications constitutes acceptance of those changes.

Geographic Restrictions

Our services are intended for use in jurisdictions where they are lawful. We make no representation that our services are appropriate or available for use in all locations. If you access our services from outside the United States, you do so at your own initiative and are responsible for compliance with local laws.

Intellectual Property Rights

Our Content and Ownership

All content on the Data Driven Wealth website, including text, graphics, logos, images, software, and other materials, is owned by or licensed to Data Driven Wealth and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from our content without express written permission.

Limited License to Use

We grant you a limited, non-exclusive, non-transferable license to access and use our website for personal, non-commercial purposes. This license does not include any right to download, copy, modify, or distribute content for commercial use or to reverse engineer any aspect of our services.

User-Generated Content

If you submit any content to our website, such as through contact forms or communications, you grant us a worldwide, royalty-free, perpetual license to use, reproduce, and display that content for the purposes of providing and improving our services. You represent that you have all necessary rights to grant this license.

Trademarks

Data Driven Wealth and our logo are trademarks of Data Driven Wealth. Other trademarks, service marks, and logos used on our website are the property of their respective owners. You may not use any trademarks without prior written permission from the trademark owner.

Third-Party Services and Links

Our website may contain links to third-party websites or services that are not owned or controlled by Data Driven Wealth. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

You acknowledge and agree that Data Driven Wealth shall not be liable for any damage or loss caused by your use of any third-party services. We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

Age Requirements

Our services are intended for individuals who are at least 18 years of age. By using our website, you represent and warrant that you are at least 18 years old. If you are under 18, you may not access or use our services. We do not knowingly collect information from individuals under 18 years of age.

Disclaimer of Warranties

OUR WEBSITE AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, DATA DRIVEN WEALTH DISCLAIMS ALL WARRANTIES, INCLUDING:

Implied warranties of merchantability and fitness for a particular purpose
Warranties regarding the accuracy, reliability, or completeness of content
Warranties that the services will be uninterrupted, secure, or error-free

Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, DATA DRIVEN WEALTH SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES RESULTING FROM:

Your access to or use of our services
Any conduct or content of any third party on the services
Unauthorized access, use, or alteration of your content

Some jurisdictions do not allow the exclusion of certain warranties or the limitation of liability for incidental or consequential damages. Accordingly, some of the above limitations may not apply to you.

Indemnification

You agree to indemnify, defend, and hold harmless Data Driven Wealth and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with your access to or use of our services, your violation of these Terms of Service, or your violation of any rights of another party.

Governing Law and Jurisdiction

These Terms of Service shall be governed by and construed in accordance with the laws of the State of California, United States, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of our services shall be subject to the exclusive jurisdiction of the courts located in San Francisco County, California.

Dispute Resolution

In the event of any dispute arising from these Terms of Service, we encourage you to contact us first to seek an informal resolution. If we cannot resolve the dispute informally, the parties agree to attempt mediation before pursuing litigation.

Any legal action or proceeding related to these Terms shall be brought exclusively in the courts of San Francisco County, California, and you consent to the jurisdiction of such courts.

Severability

If any provision of these Terms of Service is found to be invalid or unenforceable, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Changes to Terms of Service

We reserve the right to modify these Terms of Service at any time. When we make material changes, we will update the "Last Updated" date at the top of this page and may provide additional notice through our website or by email. Your continued use of our services after any such changes constitutes your acceptance of the new Terms of Service.

Contact Information